Terms of Service

1. Acceptance of Terms

By accessing and using Rate Sasa (the "Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Rate Sasa is an information platform that aggregates and displays investment rates from various financial institutions in Kenya, including:

• Treasury Bills and Bonds
• Fixed Deposits
• Money Market Funds
• Other investment products

Our Service provides comparison tools, calculators, and educational content to help users make informed investment decisions.

3. User Responsibilities

3.1 Accuracy of Information

When using our Service, you agree to:

• Provide accurate information when subscribing to our updates
• Maintain the security of your account credentials (if applicable)
• Use the Service in compliance with all applicable laws and regulations
• Not misuse or attempt to disrupt the Service

3.2 Prohibited Activities

You may not:

• Use automated systems (bots, scrapers) without our permission
• Attempt to gain unauthorized access to our systems
• Transmit viruses or malicious code
• Violate any applicable laws or regulations
• Infringe on intellectual property rights

4. Information Accuracy and Updates

We strive to provide accurate and up-to-date information. However:

• Interest rates and investment terms are subject to change without notice
• Information is sourced from publicly available data and may not be real-time
• We are not responsible for errors or omissions in the data
• Users should always verify information directly with financial institutions before making investment decisions

5. No Financial Advice

Important: The information provided on this Service is for informational and comparison purposes only. We do not provide financial, investment, or legal advice. You should:

• Conduct your own research before making investment decisions
• Consult with licensed financial advisors for personalized advice
• Understand the risks associated with different investment products
• Verify all terms and conditions with the relevant financial institution

6. Intellectual Property

All content on this Service, including text, graphics, logos, and software, is the property of Rate Sasa or its licensors and is protected by copyright and intellectual property laws. You may not:

• Reproduce or distribute our content without permission
• Modify or create derivative works
• Use our content for commercial purposes
• Remove copyright or proprietary notices

7. Third-Party Links and Services

Our Service may contain links to third-party websites and services (e.g., financial institutions, regulatory bodies). We are not responsible for:

• The content or practices of third-party websites
• Products or services offered by third parties
• Any transactions between you and third-party providers

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Accuracy, reliability, or completeness of information
• Uninterrupted or error-free operation
• Fitness for a particular purpose
• Non-infringement of third-party rights

9. Limitation of Liability

To the maximum extent permitted by law, Rate Sasa shall not be liable for any:

• Direct, indirect, incidental, or consequential damages
• Investment losses or financial damages
• Loss of data or business interruption
• Damages arising from use or inability to use the Service

10. Indemnification

You agree to indemnify and hold harmless Rate Sasa from any claims, damages, or expenses arising from:

• Your use of the Service
• Violation of these Terms
• Violation of any third-party rights

11. Changes to Service and Terms

We reserve the right to:

• Modify or discontinue the Service at any time
• Update these Terms of Service
• Change pricing (if applicable)

We will notify users of significant changes by posting updates on our website or via email (for subscribers).

12. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Any reason at our discretion

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Kenya. Any disputes shall be subject to the exclusive jurisdiction of Kenyan courts.

14. Contact Information

For questions or concerns about these Terms of Service, please contact us at:

Email: legal@ratesasa.site
Address: Nairobi, Kenya