Disclaimer

1. Not Financial Advice

The content on this website, including but not limited to interest rates, investment product information, calculators, and educational materials, is provided for informational purposes only and should not be construed as:

• Financial advice or recommendations
• Investment advice or solicitation
• Legal, tax, or accounting advice
• An offer to buy or sell securities
• Personalized investment guidance

You should always consult with licensed financial advisors, accountants, or legal professionals before making any investment decisions.

2. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding:

• Accuracy: Interest rates, terms, and product information may be outdated or incorrect
• Completeness: Not all investment products or institutions may be listed
• Timeliness: Data may not reflect real-time changes
• Reliability: Information is sourced from publicly available data and third-party sources

You must verify all information directly with the relevant financial institution before making any investment decisions.

3. Investment Risks

All investments carry inherent risks, including but not limited to:

• Market Risk: Investment values can fluctuate
• Credit Risk: Risk of default by the issuer
• Liquidity Risk: Difficulty in converting investments to cash
• Interest Rate Risk: Changes in interest rates affect returns
• Inflation Risk: Purchasing power may decrease over time

Past performance is not indicative of future results. You may lose some or all of your invested capital.

4. No Endorsement or Affiliation

The listing or display of any financial institution, product, or service on our website does not constitute:

• An endorsement or recommendation by Rate Sasa
• A guarantee of the quality, safety, or suitability of the product
• An affiliation or partnership with the institution
• Verification of the institution's licensing or regulatory status

We are an independent information platform and do not receive compensation from financial institutions for listings (unless explicitly disclosed).

5. Third-Party Information and Links

Our website may contain:

• Links to third-party websites (e.g., financial institutions, regulatory bodies)
• Information sourced from third-party providers
• Embedded content or widgets from external sources

We are not responsible for:

• The accuracy or reliability of third-party information
• The content, privacy practices, or policies of third-party websites
• Any transactions or interactions with third-party providers
• Products, services, or advice provided by third parties

6. Calculator Limitations

Our investment calculators are simplified tools that provide estimates only. They:

• May not account for all fees, taxes, or charges
• Assume constant interest rates (which may vary)
• Do not consider individual circumstances or tax situations
• May use simplified calculation methods

Actual returns may differ significantly from calculator estimates. Always verify calculations with the financial institution.

7. Regulatory Compliance

Users are responsible for ensuring compliance with all applicable laws and regulations, including:

• Tax obligations on investment returns
• Know Your Customer (KYC) requirements
• Anti-Money Laundering (AML) regulations
• Foreign exchange controls (if applicable)

We do not provide guidance on regulatory compliance. Consult with legal and tax professionals.

8. No Liability for Investment Decisions

Rate Sasa, its owners, employees, and affiliates shall not be liable for:

• Investment losses or financial damages
• Decisions made based on information from our website
• Errors, omissions, or delays in information
• Actions taken by third-party financial institutions
• Unauthorized access to or use of your information

9. Changes to Products and Rates

Financial institutions may change:

• Interest rates without notice
• Product terms and conditions
• Minimum investment amounts
• Eligibility criteria
• Availability of products

We are not responsible for updating our website in real-time to reflect these changes.

10. Educational Content

Our educational guides and articles:

• Are for general educational purposes only
• May not cover all aspects of investment products
• Should not be relied upon as comprehensive financial education
• May contain opinions that do not reflect official positions

11. Data Protection

While we implement security measures to protect your data, we cannot guarantee:

• Complete security of information transmitted over the internet
• Protection against all cyber threats or unauthorized access
• Prevention of data breaches or system failures

See our Privacy Policy for more information on data protection.

12. Use at Your Own Risk

By using Rate Sasa, you acknowledge that:

• You use the Service at your own risk
• You are responsible for your own investment decisions
• You have read and understood this disclaimer
• You will verify all information independently

13. Contact Information

For questions about this disclaimer or our Service, contact us at:

Email: info@ratesasa.site
Address: Nairobi, Kenya